How To Cut Your Expenses Like a Pro

Save $1000s on Housing, Transportation, Food, & More

In 2011, our household expenses were over $15,000 per month! That was over $180,000 in living expenses per year!!

At the time, we owned two properties in San Francisco, with a total value of about $3 million. While we were making some of that back with rental income, it was still a very large burden to bear (not to mention the risks & responsibilities of being landlords).

So what did we do? Well over the course of about 3 years, we sold both properties and completely downsized our lifestyle.

We went from spending over $15k per month to spending under $3000 per month! And our lives didn’t suffer a bit. In fact, today we’re much happier and less stressed than we’ve ever been!

And by drastically reducing our monthly expenses, we were able to quit our jobs and retire early in our 40s. Being able to live very comfortably on less than $3k per month made retiring early much more attainable!

Here are the actual rounded numbers of our household expenses from 2011 to today…

While most of that saving came from reducing our housing expenses, we also reduced our everyday living expenses.

In this course, we’ll show you everything we do to reduce our household expenses. You’ll learn how to literally save thousands of dollars on Transportation, Food, Health care, Utilities, Travel, and so much more.

Here are just some of the things you'll learn by the end of the course:

  • 6 Tips for Negotiating Cheaper Rent
  • How to Buy Your 1st Home & Pay it Off Faster
  • How to Save Money When You Eat Out
  • Which DIY Projects To Do (& Which NOT to do)
  • How We Got 50% of All Our Possessions for FREE
  • Techniques Businesses Use to Keep Costs Low
  • and much more!

In addition, the course includes:

  • Assignment -- To help you identify specific ways to cut costs
  • Bonus Modules -- Podcast & Guide about early retirement
  • Lifetime Access -- Including any additions & updates over time
  • 30-Day Money Back Guarantee -- If you're not satisfied, we'll refund your money!

Are you ready? Let's do this....

"Knowing that the course leader is living proof that this early retirement advice actually works REALLY helps you engage more."

- Andy Hill from Marriage, Kids and Money

"It is GREAT! And I must admit a lot more challenging than I expected. Good stuff!"

- Bianca, 35, Oakland CA

"Your course is saving my life! I love the fact this is a practical guide compared to other courses that are simply listening or reading boring stuff. What I love the most is that it breaks down the numbers so that even a 5th grader can understand it. Anyone can find value in this course."

- Scott, 24, Founder of Prontodelivr

Your Instructor

Dylin Redling
Dylin Redling

Dylin and his wife, Allison, were able to retire in their early 40s. After both getting laid off, they did the math and decided they didn't have to work for anyone anymore (woo hoo!!).

It took them about 15 years to retire. They didn't inherit any money, have trust funds, or hit it big with a tech IPO. They just followed sound financial techniques - the same ones they teach in this course.

Prior to retiring, they worked in the tech industry in the San Francisco Bay Area. Dylin was Director of Marketing (Tickle, Lumosity, and Basis) and Allison was an IT Project Manager (Accenture, eBay, and Stubhub).

Their website RetireBy45 provides inspiration, tips & resources for retiring early and becoming financially independent.

Dylin is a regular contributor on Quora (Most viewed writer in Retirement Planning) and WalletHub, and has written articles for Business Insider, Elephant Journal, and Lifehack.

Here's a Sneak-Peak of Each Section...

About Us & The Basics

You'll learn more about how we reduced our expenses from over $15k per month to under just $3k per month.

We'll then cover why you need this course, and how to track your expenses.

Your Biggest Expense: Housing

We'll go over whether to rent or buy, how to get the cheapest rent, how to get your first mortgage, and ultimately how to pay it off faster.

Transportation, Food, & Other Large Expenses

You'll learn how to dramatically reduce your costs on Transportation, Food, Health care, Travel, and even your Wedding.

Your Everyday Expenses

We'll show you how significantly reduce your everyday bills, buy in bulk, do things yourself, get stuff for FREE, and much more!


We'll wrap up the course with an Assignment to help you apply what you learned. And we have a special offer from Retire By 45.

Bonus Modules

In the Bonus section, you'll find a variety of additional tools to help with your early retirement journey. There's a podcast, a retirement guide, and additional resources for saving & investing.


"Full of great information I've never come across in all of my learning! It's hard to believe it isn't in our primary education system."

- Sam, 28, Pittsburgh PA

"Simple, straight forward, clean and easy. No extra garbage. Gets to the point without laboring it. I wish I had this course 40 years ago!"

- Jim, Retired, Connecticut

All purchases are backed up with our 30-day Money-Back Guarantee. Try out the program for 30 days and if you aren't happy, we'll refund 100% of your money, no questions asked.

Frequently Asked Questions

When does the course start and finish?
The course starts now and never ends! It is a completely self-paced online course - you decide when you start and when you finish.
How long do I have access to the course?
How does lifetime access sound? After enrolling, you have unlimited access to this course for as long as you like - across any and all devices you own.
What if I am unhappy with the course?
We would never want you to be unhappy! If you are unsatisfied with your purchase, contact us in the first 30 days and we will give you a full refund.
Do you provide support?
Absolutely! We are more than happy to answer any questions or concerns. You can email me directly at [email protected]
I thought you were retired, but it looks like you still work - is that right?
We consider ourselves to be "retired," because we are financially independent. We run Retire By 45 and Experiencify for fun, to stay engaged, and to help others. Any income we make goes to our travel fund.

Get started now!